Money My Way

This section will help you find advice and tools to help you manage your money. It’s split into useful sections about debt, benefits, banking and more.

If you need urgent support - if you're expecting bailiffs to visit or you've been informed of court action - working through these pages might take too long. Here are some quick links to organisations that can help you in crisis situations:

If you're looking for more general advice, or if you want to start making a long term difference to your finances, the rest of Money My Way will be very useful!

The 10 sections below have been designed with the help of Citizens Advice and a network of financial support experts to help with the most common problems people have with their money.

Just jump straight to the section that fits your needs, and when you have all the information you need from there, come back and find something else to try!

Attitude to money

Your attitude to money will make a big difference to how easy or hard you find it to control spending, save money or stick to money plans. That makes it a good place to start! Use this page to learn about your attitude, what that might mean for your plans and some ways to help change your habits if you need to.


Setting a budget means you can easily control how much money you have coming in and going out and will help you see where you might be going wrong, as well as how to get things going right. This page explains how to budget and includes some of the best tools on the internet to help make your money go further.

Spending priorities

If you're having difficulties with money, it's important to prioritise the right things. This page will help you identify your priority bills and debts and includes advice on how to contact companies in the right way to keep on track.

Dealing with debt

Debt can be really difficult to deal with, especially if you have other things you still need to pay for. Whether you have bank loans to pay off, you've missed some bill payments, or you've borrowed money from family or friends, this page will help you to plan repayments and manage your debts sensibly.

Unexpected events

Unexpected events could be anything, from a washing machine breaking to a death in the family. Whatever the event, something happening suddenly can throw your money plans off balance. If something unexpected has happened in your life, or you just want to be ready for things you can't predict, this page will help you find the answer.


Benefits might be your main source of income, or they might be a boost to the income you get elsewhere. It's important to know what benefits you're entitled to, as well as how to apply for and access them, so that you can be sure you're making the most of the money available to you.


Knowing more about banking is a really important step towards taking better care of your money. This page will give you some advice about banking both online and offline.


The way you shop can make a big difference to the amount of money you have left over at the end of the month. This page will tell you about deals and discounts you could get online, as well as changes you could make in how you shop to save money!


Whether it's saving for a big holiday, buying a house, or making sure you have money put aside for the unexpected, saving money is a great thing to do. This page will give you information about different ways you could save your money effectively.

Money and work

When you start working, it's easy to get confused with all of the information on your payslip. This section contains information that will be useful for anyone wanting to learn more about tax, NI contributions, self employment and more.